B. Com (Banking & Insurance)
*Semester 1*
1. *Financial Accounting – I*
- Basics of accounting, journal, ledger, trial balance, final accounts.
2. *Business Economics – I (Microeconomics)*
- Demand, supply, market structures, price determination.
3. *Business Mathematics*
- Algebra, matrices, interest calculations (simple & compound).
4. *Principles of Management*
- Functions of management, organizational structures.
5. *Business Communication*
- Formal communication, report writing, email etiquette.
6. *Computer Applications in Business*
- MS Office, basics of Tally, Excel for banking.
*Semester 2*
1. *Financial Accounting – II*
- Partnership accounts, company accounts, depreciation.
2. *Business Economics – II (Macroeconomics)*
- National income, monetary policy, fiscal policy, inflation.
3. *Business Statistics*
- Measures of central tendency, correlation, probability.
4. *Principles of Banking*
- Introduction to banking, types of banks, RBI functions.
5. *Environmental Studies*
- Sustainability, CSR in banking & insurance.
6. *Soft Skills for Banking Professionals*
- Customer service, negotiation, conflict resolution.
*Semester 3*
1. *Banking Law & Practice*
- RBI Act, Banking Regulation Act, Negotiable Instruments Act.
2. *Financial Markets & Services*
- Stock markets, mutual funds, NBFCs, SEBI regulations.
3. *Retail Banking*
- Deposit accounts, loans, credit cards, KYC/AML norms.
4. *Principles & Practice of Insurance*
- Basics of life & general insurance, risk management.
5. *Income Tax – I*
- Basics of income tax, deductions, filing returns.
*Semester 4*
1. *International Banking & Forex Management*
- Forex markets, exchange rates, trade finance.
2. *Credit Management*
- Loan appraisal, NPA management, credit scoring.
3. *Insurance Law & Regulations*
- IRDAI, Insurance Act 1938, claim settlement.
4. *Corporate Accounting*
- Mergers, acquisitions, holding company accounts.
5. *E-Banking & Fintech*
- Digital payments, UPI, blockchain, cybersecurity.
*Semester 5*
1. *Risk Management in Banking & Insurance*
- Types of risks (credit, market, operational), hedging.
2. *Life & Health Insurance*
- Policy types, underwriting, premium calculation.
3. *General Insurance (Property & Liability) *
- Motor, fire, marine, travel insurance.
4. *Investment Banking*
- IPOs, mergers, private equity.
5. *Research Methodology* (Project Work Prep)
*Semester 6*
1. *Central Banking & Monetary Policy*
- RBI tools (CRR, SLR, repo rate), financial stability.
2. *Actuarial Science Basics*
- Premium calculation, mortality tables.
3. *Strategic Management in BFSI*
- Case studies (banking frauds, insurance scams).
4. *Elective* (Choose 1):
- Microfinance & Rural Banking / Cyber Laws / Reinsurance
5. *Dissertation/Internship*
- 6-week project in a bank/insurance company.